Loans
Auto
| Type | Term | APR1 |
|---|---|---|
| New Auto | Up to 36 months | 1.75% |
| 37-48 months | 2.50% | |
| 49-60 months | 2.75% | |
| 61-72 months | 3.00% | |
| 73-84 months | 4.00% | |
| Used Auto | Up to 36 months | 1.75% |
| 37-48 months | 2.50% | |
| 49-60 months | 3.00% | |
| 61-72 months | 3.25% | |
| 73-84 months | 4.25% |
RatesShelleyP2020-07-01T09:40:30-05:00
Recreational Vehicles
| Type | APR1 as low as | Term |
|---|---|---|
| New / Used | Starting at 3.75% | 60 -144 months |
PAYMENT EXAMPLE: A loan for 60 months at 3.75% APR will have a monthly payment of $18.31 per $1,000 borrowed.
Watercraft
| Type | APR1 as low as | Term |
|---|---|---|
| New / Used | Starting at 3.75% | 60 -144 months |
PAYMENT EXAMPLE: A loan for 60 months at 3.75% APR will have a monthly payment of $18.31 per $1,000 borrowed.
Motorcycle
| Type | APR1 as low as | Term |
|---|---|---|
| New / Used | Starting at 3.75% | 36 -72 months |
PAYMENT EXAMPLE: A loan for 60 months at 3.75% APR will have a monthly payment of $18.31 per $1,000 borrowed.
Jetski / ATV
| Type | APR1 as low as | Term |
|---|---|---|
| New / Used | Starting at 5.50% | 48 -60 months |
PAYMENT EXAMPLE: A loan for 60 months at 5.50% APR will have a monthly payment of $19.11 per $1,000 borrowed.
Share Loan
| Type | APR1 as low as | Term |
|---|---|---|
| Share (Variable) | Share Rate + 2.50% | Up to 144 months |
PAYMENT EXAMPLE: A loan for 60 months at 2.51% APR (includes savings dividend rate of 0.010% – Variable) will have a monthly payment of $17.76 per $1,000 borrowed.
Certificate Loan
| Type | APR1 as low as | Term |
|---|---|---|
| Certificate (Fixed) | Certificate Rate + 2.00% | Due on Certificate of Deposit’s Maturity Date |
PAYMENT EXAMPLE: A loan for 60 months at 3.094% APR (includes 60 Month Certificate dividend rate of 1.094% – Fixed) will have a monthly payment of $18.02 per $1,000 borrowed.
Personal
| Type | APR1 as low as | Term |
|---|---|---|
| $500 to $1,249 | 9.30% | 18 months |
| $1,250 to $3,499 | 9.30% | 36 months |
| $3,500 to $6,999 | 9.50% | 48 months |
| $7,000 to $20,000 | 9.50% | 60 months |
PAYMENT EXAMPLE: A loan for 60 months at 9.50% APR will have a monthly payment of $21.01 per $1,000 borrowed.
Personal Line of Credit
| Type | APR1 as low as | Term |
|---|---|---|
| $20,000 or less | 9.90% | (Revolving) |
Other Collateralized Loans
| Type | APR1 as low as | Term |
|---|---|---|
| Less than $14,999 | 6.25% | 48 months |
| $15,000 -$25,000 | 8.00% | 72 months |
PAYMENT EXAMPLE: A loan for 60 months at 8.00% APR will have a monthly payment of $20.28 per $1,000 borrowed.
1APR = Annual Percentage Rate. The rate may vary depending on each individual’s credit history and underwriting factors. All REV Federal Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice.
1st & 2nd Mortgages
Contact our Real Estate Lending department for information on specific programs, current rates, and pre-qualifications at (843) 832-2614 or toll free at (800) 845-5550, ext. 2614.
Home Equity Lines of Credit
Contact our Real Estate Lending department for information on specific programs, current rates, and pre-qualifications at (843) 832-2614 or toll free at (800) 845-5550, ext. 2614.
Credit Card
Please contact us at (843) 832-2600 or toll free at (800) 845-5550 for current rates.
Deposit Rates
Checking Accounts
| Type | Min. Balance | APY |
|---|---|---|
| Premier | $0 – $15,000 balances over $15,000 qualifications not met | 1.00% 0.01% 0.01% |
| Heritage Classic | $500***(requires $500 in total deposits) | 0.01% |
| Advantage Checking | $0 | 0.00% |
| Heritage Platinum | $500***** (requires a total of $5000 in deposit accounts) | 0.01% |
| Heritage Golden | $0-$499.99 $500 – $999.99 $1,000+ | 0.00% 0.01% 0.01% |
| Vintage Checking | $25 (dividends paid based on tiered rates if monthly balance of $500 is maintained) 500.01 + | 0.00% 0.01% |
| Heritage Partnership | $0 | 0.00% |
Savings Accounts
| Type | Min. Balance | APY |
|---|---|---|
| Primary Savings | $0 – $50,000 $50,000+ | 0.01% 0.05% |
| Custodial Savings | $0 – $50,000 $50,000+ | 0.01% 0.05% |
| Extra Savings | $0 – $50,000 $50,000+ | 0.01% 0.05% |
| Holiday Savings | $0 – $50,000 $50,000+ | 0.01% 0.05% |
| Kasasa Saver with Kasasa Cash or Kasasa Saver with Cash Back | Balances up to $25,000 Balances over $25,000 qualifications not met | 0.05% 0.01% 0.01% |
| Health Savings | $0 | 0.05% |
| Traditional IRA Savings | $1 | 0.15% |
| Roth IRA Savings | $1 | 0.15% |
Money Market Accounts
| Type | Min. Balance | APY |
|---|---|---|
| Money Market | $0-$999.99 | 0.00% |
| $1,000-$9,999.99 | 0.05% | |
| $10,000-$24,999.99 | 0.10% | |
| $25,000-$49,999.99 | 0.20% | |
| $50,000-$99,999.99 | 0.25% | |
| $100,000+ | 0.35% | |
| Business Money Market | $0-$2,499.99 | 0.00% |
| $2,500-$9,999.99 | 0.15% | |
| $10,000-$24,999.99 | 0.20% | |
| $25,000-$49,999.99 | 0.25% | |
| $50,000+ | 0.35% |
Certificate Rates
| Type | Min. Balance | APY |
|---|---|---|
| Regular Certificates | 3 Month | 0.15% |
| 6 Month | 0.20% | |
| 9 Month | 0.25% | |
| 12 Month | 0.30% | |
| 12 Month Small Saver | 0.30% | |
| 24 Month | 0.45% | |
| 36 Month | 0.70% | |
| 48 Month | 0.90% | |
| 60 Month | 1.10% | |
| IRA Certificates | 9 Month | 0.25% |
| 12 Month | 0.30% | |
| 12 Month Small Saver | 0.30% | |
| 24 Month | 0.45% | |
| 36 Month | 0.70% | |
| 48 Month | 0.90% | |
| 60 Month | 1.10% |