Loans
Auto
| Type | Term | APR1 |
|---|---|---|
| New Auto | Up to 36 months | 4.25% |
| 37-48 months | 5.25% | |
| 49-60 months | 5.25% | |
| 61-75 months | 5.50% | |
| 76-84 months | 6.25% | |
| Used Auto | Up to 36 months | 4.75% |
| 37-48 months | 5.75% | |
| 49-60 months | 5.75% | |
| 61-75 months | 6.00% | |
| 76-84 months (2022 or Newer) | 6.50% |
Payment Example: On a $30,000 loan at 5.25% APR for 60 months, your monthly payment would be $574.54
Motorhomes / Campers
| Type | APR1 as low as | Term |
|---|---|---|
| New / Used | Starting at 6.75% | 60 – 240 months |
Payment Example: $30,000 loan at 6.75% APR for 60 months, your monthly payment would be $597.10
Watercraft
| Type | APR1 as low as | Term |
|---|---|---|
| New / Used | Starting at 6.75% | 60 -180 months |
Payment Example: On a $30,000 loan at 6.75% APR for 60 months, your monthly payment would be $597.10
Motorcycle
| Type | APR1 as low as | Term |
|---|---|---|
| New | Starting at 6.75% | 36 -84 months |
| Used | Starting at 7.25% | 36 -84 months |
Payment Example: On a $20,000 loan at 6.75% APR for 36 months, your monthly payment would be $622.10
Recreational
| Type | APR1 as low as | Term |
|---|---|---|
| New / Used | Starting at 7.75% | 48 -60 months |
Payment Example: On a $20,000 loan at 7.75% APR for 36 months, your monthly payment would be $632.39
Share Loan
| Type | APR1 as low as | Term |
|---|---|---|
| Share Loan | 2.50% | Up to 144 months |
Payment Example: On a $5,000 loan at 2.50% APR for 48 months, your monthly payment would be $109.59
Certificate Loan
| Type | APR1 as low as | Term |
|---|---|---|
| Certificate (Fixed) | Share Certificate Rate + 2.00% | Due on date of maturity |
Payment Example: On a $5,000 loan at 4.274% APR (includes 48 Month Certificate dividend rate of 2.274% – Fixed) for 48 months, your monthly payment would be $114.31. Maximum loan term cannot exceed the Certificate maturity date.
Personal (Lifestyle Loan)
| Type | APR1 as low as | Term |
|---|---|---|
| $250 to $20,000 | 10.25% | 18 months |
| $1,250 to $20,000 | 10.75% | 36 months |
| $3,500 to $20,000 | 11.25% | 48 months |
| $7,000 to $20,000 | 11.75% | 60 months |
Payment Example: On a $10,000 loan at 11.75% APR for 60 months, your monthly payment would be $225.44
Personal Line of Credit
| Type | APR1 as low as | Term |
|---|---|---|
| $20,000 or less | 14.50% | Not applicable |
Your monthly payment would be 2% of your outstanding loan balance, subject to a minimum payment of $15.
Other Collateralized Loans
| Type | APR1 as low as | Term |
|---|---|---|
| Less than $14,999 | 7.75% | 48 months |
| $15,000 -$25,000 | 9.25% | 72 months |
Payment Example: On a $15,000 loan at 9.25% APR for 72 months, your monthly payment would be $276.41
1APR = Annual Percentage Rate. The rate may vary depending on each individual’s credit history and underwriting factors. All REV Federal Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice.
Deposit Rates
Checking Accounts
| Type | Min. Balance | APY2 |
|---|---|---|
| Premier | $0 – $10,000 $10,000 – $20,000 $20,000 – $100,000 $100,000 + If qualifications not met | 4.00% 2.00% 1.00% 0.01% 0.01% |
| Easy | $0 | 0.01% |
Savings Accounts
| Type | Min. Balance | APY2 |
|---|---|---|
| Primary Savings | $0 – $49,999.99 $50,000+ | 0.01% 0.05% |
| Custodial Savings | $0 – $49,999.99 $50,000+ | 0.01% 0.05% |
| Extra Savings | $0 – $49,999.99 $50,000+ | 0.01% 0.05% |
| Holiday Savings | $0 – $49,999.99 $50,000+ | 0.01% 0.05% |
| Health Savings | $0 | 0.05% |
| Traditional IRA Savings | $1 | 0.15% |
| Roth IRA Savings | $1 | 0.15% |
Money Market Accounts
| Type | Min. Balance | APY2 |
|---|---|---|
| Money Market | $0 – $24,999.99 | 0.35% |
| $25,000 – $99,999.99 | 0.45% | |
| $100,000 – $249,999.99 | 0.55% | |
| $250,000 – $499,999.99 | 0.55% | |
| $500,000 – $999,999.99 | 0.55% | |
| $1,000,000 + | 4.00% | |
| Business Money Market | $0 – $24,999.99 | 4.00% |
| $25,000 – $99,999.99 | 4.00% | |
| $100,000 – $499,999.99 | 4.00% | |
| $500,000 – $999,999.99 | 4.00% | |
| $1,000,000 + | 4.00% |
Certificate Rates
| Type / Term | Rate | APY2 |
|---|---|---|
| Regular Certificates | ||
| 3 Month | 3.44% | 3.50% |
| 6 Month | 3.68% | 3.75% |
| 7 Month Special | 3.44% | 3.50% |
| 9 Month | 3.20% | 3.25% |
| 9 Month Special | 3.92% | 4.00% |
| 12 Month | 3.44% | 3.50% |
| 12 Month Special | 3.92% | 4.00% |
| 12 Month Savings Builder | 3.68% | 3.75% |
| 13 Month Special | 3.44% | 3.50% |
| 18 Month | 2.96% | 3.00% |
| 18 Month Special | 3.92% | 4.00% |
| 24 Month | 3.44% | 3.50% |
| 24 Month Special | 3.92% | 4.00% |
| 36 Month | 2.22% | 2.25% |
| 48 Month | 2.27% | 2.30% |
| 60 Month | 2.76% | 2.80% |
| IRA Certificates | ||
| 9 Month | 3.68% | 3.75% |
| 12 Month | 3.68% | 3.75% |
| 12 Month Small Saver | 1.73% | 1.75% |
| 13 Month Special IRA | 3.68% | 3.75% |
| 24 Month | 2.08% | 2.10% |
| 36 Month | 2.22% | 2.25% |
| 48 Month | 2.27% | 2.30% |
| 60 Month | 2.76% | 2.80% |
