Buy a New Home or Refi Your Existing Home
Fixed and Adjustable rate options available.
Big dreams. Big Loans.
Purchase & Refinance options include:
Cash out refinances as high as 80% loan-to-value
Down payment as low as 3%
- For loans amounts over $647,200
Fixed and Adjustable Rate options available
VA & FHA Loans
Our VA & FHA loan programs offer more member benefits than most conventional loan programs.
Up to 100% financing for purchases
- VA Loan Amounts up to $647,200 in SC & NC
FHA Loan Amounts up to $473,800 in SC (varies by county) & up to $805,000 in NC (varies by county)
We offer Lot/Land Loans with great rates and affordable payment options.
Loans up to 90% of the lesser of appraised value
or purchase price
Loans up to $750,000
Lot sizes up to 15 acres
No minimum time-to-build
Based on the equity in your home, these loans can be used for:
Credit card consolidation
Cash for a large purchase or unexpected expense
- Everyday low variable rates
Interest paid on either loan option may be tax deductible1.