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REV Mortgages

Buy a New Home or Refi Your Existing Home

Fixed and Adjustable rate options available.

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Home Equity Line of Credit Loans

Jumbo Loans

Big dreams. Big Loans.

Purchase & Refinance options include:

  • Cash out refinances as high as 80% loan-to-value

  • Down payment as low as 3%

  • For loans amounts over $647,200
Fixed and Adjustable Rate options available

Already a member? Log in to digital banking to apply.

REV Federal Loans

VA & FHA Loans

Our VA & FHA loan programs offer more member benefits than most conventional loan programs.

Features include:

  • Up to 100% financing for purchases
  • VA Loan Amounts up to $647,200 in SC & NC
  • FHA Loan Amounts up to $473,800 in SC (varies by county) & up to $805,000 in NC (varies by county)

Already a member? Log in to digital banking to apply.

Personal Loans

HELOC Loans

Based on the equity in your home, these loans can be used for:

  • Home improvement
  • Credit card consolidation
  • Cash for a large purchase or unexpected expense
  • Everyday low variable rates

Interest paid on either loan option may be tax deductible1.

Already a member? Log in to digital banking to apply.

Have A Question?

Meet Our Lenders!

1Consult a tax advisor regarding the deductibility of interest.
All Credit Union loan programs, rates, terms and conditions are subject to change and vary based on credit worthiness, qualifications, collateral conditions and underwriting requirements. REV membership required.

FAQ’s

• Yes. 1st Mortgage Only. Consideration is determined on a case by case basis and subject to age, retired title, perm foundation and other criteria.

• Yes, off-frame only.

• Conventional loans must have a minimum score of 620. FHA loans must have a minimum score of 580. VA loans do not have a minimum score requirement.

• No. However, a membership will be required prior to closing on a mortgage loan.

• Yes. REV offers several First-Time Homebuyer programs. Please reach out to one of our mortgage loan officers for further details.

• REV will not assist in the process to acquire down payment assistance. However, REV will apply any down payment assistance the borrower has applied for and been approved for on their own.