(1) APY = Annual Percentage Yield. Checking dividends may change after the account is opened and are subject to change on a monthly basis.

(*) Only one Premier Checking or Bulldog Checking account per Social Security Number and only one reward type checking account (Premier or Bulldog) available on a single membership at any given time. To qualify for the higher APY and to avoid a monthly service fee (listed in the fee schedule), you must (1) have electronic deposit(s) totaling at least $500 (accumulative) to the Premier or Bulldog Checking account each month (electronic deposits may be in the form of direct deposit, mobile deposit capture, ATM deposit, or ACH transfer from another institution) and (2) make at least $500 in Combined Net Purchases from your Debit Card using your PIN, signature, or other authorization, or credit union Credit Card. The following conditions apply to the qualified ATM Fee Reimbursement. Qualified Fees are fees charged by the owners of non-REV ATMs (also known as “surcharge fees) that are less than $10 per the following ATM transactions; (a) withdrawals of at least $10.; (b) balance inquiries; or (c) balance transfer. REV will reimburse qualified fees totaling up to $10. REV will waive our “foreign ATM fee;” the fee that REV normally charges for using a non-REV ATMs” without reducing your $10 limit. ATM Fee Reimbursement will be applied on the last day of each month if all account requirements are met. Account must be open at time of reimbursement. Please save your receipt to resolve any discrepancies. “Combined Net Purchases” means the total dollar amount of purchase at merchants using any of the above cards, minus any credits for returns, transaction disputes, or other reasons other than a payment to a credit card account. Each amount is counted in the calendar month in which it posts as final on your account, even if the transaction began in a prior month. To illustrate, if you purchase $200 in goods on 1/31, but the merchant does not post the transaction to your account until 2/1, and then you return the goods for a $200 credit on 3/15, then your Combined Net Purchase would be impacted as follows: January: No impact because the transaction is still pending. February: +$200 for the purchase posting. March: -$200 for the return being credited. Combined Net Purchases may be made using the physical card, the numbers printed on the card, or the card within a mobile wallet such as Apple Pay®. Combined Net Purchases do not include ATM transactions, cash advances, balance transfers. Inclusions or exclusions of a particular payment service may be changed from time to time without notice. The Combined Net Purchases from your debit card only includes the transactions that post to your Premier or Bulldog Checking account. If you have credit cards under multiple memberships with the credit union, the Combined Net Purchases from your credit cards only count toward the Premier or Bulldog Checking account under the membership number associated with the cards. Please contact a member advisor if you are unsure of which credit cards are listed under their associated membership number. Other restrictions may apply.

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