
Home Equity Line of Credit (HELOC)
A HELOC is an open ended line of credit based on the equity of a home. For eligible members, Heritage Trust will loan up to 100% of the Loan to Value. Loan to Value is based on your credit rating.
The interest paid on a HELOC may be tax deductible. Members should consult a tax advisor to determine their specific situation.
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Fixed Rate Second Mortgage
A Fixed Rate Second Mortgage loan is based on the equity of a home.
These loans can be used for:
Home improvement
Credit card consolidation
Cash for a large purchase or expense
Interest paid may be tax deductible. Members should consult a tax advisor to determine their specific situation.
*Consult a tax advisor regarding the deductibility of interest
