FHA

LOANS

Real Flexibility,
Real Possibilities

Have you hit a roadblock on the path to homeownership? A REV FHA loan can help clear the way.

Insured by the Federal Housing Administration and backed by the U.S. Government, FHA loans offer a starting point for new beginnings. FHA loans offer more flexibility when it comes to credit history and qualification. With better interest rates, a low down payment, and easier qualification criteria, homeownership becomes more attainable compared to other loan programs.

Low Down
Payment

Your down payment can be as low as 3.5% of the purchase price, and the funds may be entirely gifted from family and friends.

Easy Credit
Qualifying

Flexible income and credit requirements, including the ability to add a non-occupant co-borrower’s income to the loan, make this process more attainable than you thought.

Fixed
Terms

Several loan terms are available, with the 30-year fixed being the most popular. A fixed-rate term provides predictable monthly payments—offering long-term stability for your budget.

Not sure if an FHA Loan is right for you? Reach out to one of our loan officers and let’s talk through it!

Wondering what your monthly payments might look like? Calculate your payments today!

– 3.5% down payment (96.50% LTV* = Loan to Value) 30-year FHA fixed rate loan assumes the purpose of the loan is to purchase an existing single family property that will be used as a primary (owner-occupied) residence. FHA loans require an up-front mortgage insurance premium (UFMIP) which may be financed, or paid at closing and monthly premiums will apply. Maximum loan amounts are subject to FHA county loan limits. All loan programs, rates, terms and conditions are subject to change and vary based on credit worthiness, qualifications, collateral conditions and underwriting requirements. Subject to completed application, loan approval, appraisal and closing. REV membership required. Not all borrowers will qualify. NMLS #675605