Loans

Auto

TypeTermAPR1
New AutoUp to 36 months4.00%
37-48 months5.25%
49-60 months5.25%
61-75 months5.50%
76-84 months6.25%
Used AutoUp to 36 months4.75%
37-48 months5.75%
49-60 months5.75%
61-75 months6.00%
76-84 months (2023 or Newer)6.50%

Payment Example: On a $30,000 loan at 5.25% APR for 60 months with no payment for 45 days, your monthly payment would be approximately $570.81.

Motorhomes / Campers

TypeAPR1 as low asTerm
New / Used6.75%60-240 months

Payment Example: On a $30,000 loan at 6.75% APR for 60 months with no payment for 45 days, your monthly payment would be approximately $592.14

Watercraft

TypeAPR1 as low asTerm
New / Used6.75%60-180 months

Payment Example: On a $30,000 loan at 6.75% APR for 60 months with no payments for 45 days, your monthly payment would be approximately $592.14

Motorcycle

TypeAPR1 as low asTerm
New6.75%36-84 months
Used7.25%36-84 months

Payment Example: On a $20,000 loan at 6.75% APR for 36 months with no payments for 45 days, your monthly payment would be approximately $616.97

Recreational

TypeAPR1 as low asTerm
New / Used7.75%48 - 60 months

Payment Example: On a $20,000 loan at 7.75% APR for 48 months with no payment for 45 days, your monthly payment would be approximately $487.46

Share Loan

TypeAPR1 as low asTerm
Share Loan2.50%Up to 144 months

Payment Example: On a $5,000 loan at 2.50% APR for 48 months with no payment for 45 days, your monthly payment would be approximately $109.68

Certificate Loan

TypeAPR1 as low asTerm
Certificate (Fixed)Share Certificate Rate + 2.00%Due on date of maturity

Payment Example: On a $5,000 loan at 4.274% APR (includes 48 Month Certificate dividend rate of 2.274% – Fixed) for 48 months, your monthly payment would be $114.31. Maximum loan term cannot exceed the Certificate maturity date.

Personal (Lifestyle Loan)

TypeAPR1 as low asTerm
$250 to $20,00010.25%18 months
$1,250 to $20,00010.75%36 months
$3,500 to $20,00011.25%48 months
$7,000 to $20,00011.75%60 months

Payment Example: On a $10,000 loan at 11.75% APR for 60 months with no payment for 45 days, your monthly payment would be approximately $222.25

Personal Line of Credit

TypeAPR1 as low asTerm
$20,000 or less14.50%Not applicable

Your monthly payment would be 2% of your outstanding loan balance, subject to a minimum payment of $15.

Other Collateralized Loans

TypeAPR1 as low asTerm
Less than $14,9997.75%48 months
$15,000 -$25,0009.25%72 months

Payment Example: On a $15,000 loan at 9.25% APR for 72 months with no payment for 45 days, your monthly payment would be approximately $273.28

1APR = Annual Percentage Rate. The rate may vary depending on each individual’s credit history and underwriting factors. All REV Federal Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice.

1st & 2nd Mortgages

Contact our Real Estate Lending department for information on specific programs, current rates, and pre-qualifications at (843) 832-2614 or toll free at (800) 845-5550, ext. 2614.

Home Equity Lines of Credit

Contact our Real Estate Lending department for information on specific programs, current rates, and pre-qualifications at (843) 832-2614 or toll free at (800) 845-5550, ext. 2614.

Credit Card

Please contact us at (843) 832-2600 or toll free at (800) 845-5550 for current rates.

Deposit Rates

Checking Accounts

 

TypeMin. BalanceAPY2
Premier
$0 – $10,000
$10,000 – $20,000
$20,000 – $100,000
$100,000 +
If qualifications not met
4.00%
2.00%
1.00%
0.01%
0.01%
Easy$00.01%

Savings Accounts

TypeMin. BalanceAPY2
Primary Savings
$0 – $49,999.99
$50,000+
0.01%
0.05%
Custodial Savings
$0 – $49,999.99
$50,000+
0.01%
0.05%
Extra Savings
$0 – $49,999.99
$50,000+
0.01%
0.05%
Holiday Savings
$0 – $49,999.99
$50,000+
0.01%
0.05%
Health Savings$0 – $49,999.990.01%
Traditional IRA Savings$10.15%
Roth IRA Savings$10.15%

Money Market Accounts

TypeMin. BalanceAPY2
Money Market$0 – $24,999.990.35%
$25,000 – $99,999.990.45%
$100,000 – $249,999.990.55%
$250,000 – $499,999.990.55%
$500,000 – $999,999.990.55%
$1,000,000 +3.15%
Business Money Market $0 – $24,999.993.15%
$25,000 – $99,999.993.15%
$100,000 – $499,999.993.15%
$500,000 – $999,999.993.15%
$1,000,000 +3.15%

Certificate Rates

Type / TermRateAPY2
Regular Certificates
6 Month3.68%3.75%
7 Month Special3.44%3.50%
9 Month2.96%3.00%
9 Month Special3.68%3.75%
12 Month3.20%3.25%
12 Month Special3.68%3.75%
12 Month Savings Builder3.44%3.50%
13 Month Special3.44%3.50%
18 Month2.96%3.00%
18 Month Special3.44%3.50%
24 Month3.44%3.50%
24 Month Special3.44%3.50%
36 Month2.22%2.25%
48 Month2.27%2.30%
60 Month2.76%2.80%
IRA Certificates
9 Month2.47%2.50%
12 Month2.71%2.75%
12 Month Small Saver2.96%3.00%
13 Month Special IRA2.96%3.00%
24 Month2.96%3.00%
36 Month1.74%1.75%
48 Month1.78%1.80%
60 Month2.27%2.30%
1APR = Annual Percentage Rate
2APY = Annual Percentage Yield